About LTC Tree

Since 1995, LTC Tree has been revolutionizing how Americans shop for Long-Term Care Insurance. Founded in a small North Atlanta apartment, we pioneered a consumer-friendly approach to purchasing Long-Term Care Insurance without the traditional high-pressure sales tactics or in-home visits.

Our Mission

We believe in transparency and consumer education. Our mission is to empower Americans to make informed decisions about their long-term care planning through:

• Objective comparisons of all available insurance options
• Clear explanation of policy benefits and limitations
• No-pressure, remote consultation process
• Access to the entire US insurance market

Get Your Quotes in 3 Minutes

What Makes Us Different

• Full Market Access: Unlike traditional agents who may represent only one or two carriers, we provide access to every major Long-Term Care Insurance company in the United States.
• Transparent Approach: We openly share quotes from top carriers and discuss both advantages and disadvantages of each option.
• Remote-First Process: We pioneered the remote insurance buying experience, saving you time and eliminating uncomfortable high-pressure sales meetings.
• Independent Analysis: Our network of licensed agents helps you shop the entire market to find the best solution for your specific needs.

According to the National Institute on Aging, about 70% of people over 65 will need some type of long-term care services during their lifetime. Our comprehensive policy comparisons help you prepare for this likelihood.

Our Services

• Comprehensive quotes from top 10 hybrid policies and traditional Long-Term Care Insurance carriers
• Detailed policy comparisons and analysis
• Flexible delivery of information via FedEx or email
• Expert guidance through the application process
• Ongoing policy service and support

The IRS provides specific guidance on potential tax deductions for qualified long-term care insurance premiums, which our experts can help you understand.

Contact Us

We're here to help you navigate the complex world of long-term care planning. Contact our team of experts today:

Toll-Free: 1-844-424-6000
Hours: 8AM - 8PM ET Locations:

• Atlanta, Georgia
• Greenville, South Carolina
• Carlsbad, California

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LTC Tree is committed to providing unbiased information and superior service to help protect your future. Whether you're exploring traditional Long-Term Care Insurance or hybrid policies, our team is here to guide you through every step of the process.