Monthly Archives

June 2012

An example “Cost of Waiting” for a real-world client

Two years ago, a client reached out for some LTC Insurance quotes.  The plan she wanted for her husband and herself was simple enough:

Three year benefit
$130/daily benefit
5% Compound Automatic inflation protection
In  2010, we came up with a premium of $1,863 for Genworth and $2,192 for John Hancock.

They are residents of Wisconsin, and at the time they were 53 and 52.

North Carolina Long-Term Care Insurance Costs

North Carolina’s costs for Long-Term Care vary greatly from the rural areas to the metro areas like Asheville, Charlotte, and RTP.

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