California Partnership for Long Term Care Helps Californians Preserve Assets

The cost of living in California is quite high; Californians know this. What many of them don’t know, however, is that there is a big expense that could trip them up during retirement. Long term care poses a financial risk to those people who haven’t set up a plan to cover the costs, which, unfortunately, is most people.

One-Third of Americans Say the Affordable Care Act Will Force Them to Delay Retirement

The Affordable Care Act, often known as Obamacare, is in the midst of implementation. Many Americans believe it will have a serious impact on their ability to retire and will cause them to push back their retirement date, according to a recent survey.
Retirement Fears Surfacing
Though the new legislation is titled the Affordable Care Act, some feel it was not aptly named.

Can We Reverse Aging Using Young Blood? New Research Says Maybe.

One look at the beauty products at your local convenience store and it becomes clear what our mission is. Skin creams, face lifts, and tummy tucks are commonplace these days as people strive to look and feel younger than ever.

The Cost of Waiting to Buy Long Term Care Insurance

When people begin looking at Long Term Care Insurance policies, there is often a tendency to put off the actual purchase until later down the road. While rushing the decision isn’t a wise move, waiting too long to buy can cost you, too, sometimes much more.
Looking Late
We spoke with a client last month who was beginning to look into buying Long Term Care Insurance. Carol lives in St.

Brown University Receives $1M Grant to Create Long Term Care Center

A grant of $1 million has been given to Brown University’s School of Public Health to seek new ways to help improve the long term care system in the United States.

Death Rates in America and How Dementia Fits In

As the aging population in the United States continues to grow, it’s worth looking at the causes of death in the country and how they have changed over time. Bloomberg published an interactive slideshow of graphs recently that details just that and helps people understand the changes in mortality over the past few decades and how dementia fits in.

Where Does Long Term Care Cost the Most?

With more and more Boomers entering retirement every day, the cost of retirement is a common topic. One cost in particular is gaining more momentum in discussion because of just how expensive it is and how few people are prepared for the high price: long term care.

Why You Should Work with an Independent Agent for Long Term Care Insurance

Using a financial advisor to help you plan for retirement can be a great choice: it can help you get a better grasp on your finances, understand specific goals and targets for savings, and provide you with information that you otherwise might not know.

Assisted Living Sees Fastest Cost Growth Among Long Term Care Settings

The need for long term care continues to grow throughout the United States and the cost of that care is following suit. Genworth Financial’s annual Cost of Care Survey breaks down prices of the different long term care options available. According to the survey, assisted living facilities are experiencing the quickest rise in cost among the various setting options for care.

Policyholder Reactions to Genworth Long Term Care Insurance Rate Increases

Several of the top Long Term Care Insurance companies have been forced to raise premium rates in the past few years due to a number of factors. Amidst all the rate increases, some policyholders have been less than pleased, but others have taken it in stride, recognizing that there is indeed a good reason behind the increases.

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